Errors and omissions coverage for construction practice, where mechanic's lien deadlines, contract drafting, and multi-party defect litigation create distinct exposure. A+ rated paper, limits to $5M.
Each practice generates claims in characteristic ways. Coverage is evaluated against the exposures specific to the work.
Mechanic's lien and payment-bond claims run on strict, jurisdiction-specific deadlines. A missed notice or filing can forfeit a client's security for payment.
Ambiguous indemnity, flow-down, or scope provisions surface in disputes years later and are attributed to the drafting attorney.
Construction defect matters involve numerous parties and tenders; a missed cross-claim, tender, or limitations period generates exposure.
Hypothetical, generic illustrations — not actual claims, and not a statement of coverage.
A mechanic's lien notice or filing deadline is missed, and the client alleges loss of its security for payment.
An indemnity or flow-down provision is challenged, and the client alleges the drafting failed to allocate risk as intended.
A tender or cross-claim is not made in a multi-party defect matter, prompting a claim over the resulting exposure.
Scenarios on this page are generic, hypothetical illustrations of the kinds of allegations that can arise in this practice. They are provided for educational purposes only. They are not descriptions of actual claims and are not a representation that any particular claim is, or would be, covered. Whether any claim is covered depends entirely on the facts and the terms, conditions, and exclusions of the issued policy.
Coverage for construction attorneys is written on paper rated A+ (Superior) by AM Best, with limits to $5 million and deductibles from $2,500. Defense-cost provisions vary by policy. Terms, conditions, and exclusions are governed by the issued policy.
Written on carrier paper rated A+ (Superior) by AM Best.
Available for firms of one to twenty attorneys.
Defense-cost provisions vary by the issued policy.
1-855-348-7475 for underwriting and service.
Construction practice is eligible under the program. Coverage addresses the lien-, contract-, and defect-driven exposures of the practice.
Lawyers professional liability insurance — legal malpractice or errors and omissions coverage — responds to claims that an error, omission, or act of negligence in professional legal work caused a client financial harm. For construction attorneys, the exposures identified above determine the frequency and severity of claims. The policy responds to defense costs and to damages, subject to its terms.
Coverage is written claims-made and reported: it responds to claims first made during the policy period for work performed on or after the retroactive date. Prior acts and predecessor firm terms determine the treatment of prior work. Continuity of coverage should be maintained to avoid gaps.
Indemnity depends on the insurer's financial condition. This program is written on paper rated A+ (Superior) by AM Best. Coverage descriptions on this page are summaries qualified in their entirety by the issued policy, which governs.
Errors and omissions coverage for firms of up to 20 attorneys, nationwide. A+ rated paper.