Professional liability insurance for personal injury and plaintiff attorneys — where blown statutes of limitation and settlement disputes drive some of the highest-severity malpractice claims in the profession. Backed by an A+ rated carrier, limits to $5M.
Every practice has its own claim patterns. Coverage is only useful when it's matched to the way your work actually generates risk.
The classic PI malpractice claim: the deadline to file passes and the client's case is gone. Damages equal the value of the lost case — often substantial.
Settling too low, missing a defendant, or failing to identify all coverage can produce claims measured against what the client should have recovered.
Mishandled medical liens, subrogation, or client-funds disbursement generates claims and bar complaints independent of the case result.
Hypothetical, generic illustrations — not actual claims, and not a statement of coverage.
A personal injury claim is time-barred after a missed deadline, and the client alleges the value of the lost claim as damages.
A viable defendant or insurer is not identified in time, and the client alleges a reduced recovery as a result.
A medical lien is mishandled at disbursement, prompting a claim over the resulting shortfall.
Scenarios on this page are generic, hypothetical illustrations of the kinds of allegations that can arise in this practice. They are provided for educational purposes only. They are not descriptions of actual claims and are not a representation that any particular claim is, or would be, covered. Whether any claim is covered depends entirely on the facts and the terms, conditions, and exclusions of the issued policy.
Coverage for personal injury attorneys is underwritten by a carrier rated A+ (Superior) by AM Best, with limits up to $5 million and deductibles as low as $2,500. Defense-cost options can sit outside your limit — so defending a claim doesn't erode the protection you bought.
Coverage placed with a carrier rated A+ (Superior) by AM Best.
Meaningful limits for firms of one to twenty attorneys.
Additional defense-cost options that can sit outside your limit.
Talk to a person at 1-855-348-7475, not a call tree.
Personal injury (plaintiff) is a strong fit for this program. Coverage is written for the deadline- and value-driven nature of contingency practice.
Lawyers professional liability insurance — also called legal malpractice or errors & omissions insurance — protects attorneys against claims that an error, omission, or act of negligence in their professional work caused a client financial harm. For personal injury attorneys, the specific exposures above drive the frequency and severity of claims, and the policy responds to both the cost of defense and any damages owed.
Nearly all legal malpractice coverage is written on a claims-made basis, meaning the policy responds to claims first made during the policy period for work done after your retroactive date. Continuity matters: predecessor firm coverage and prior-acts protection preserve coverage for work your firm has already performed.
The financial strength of the carrier behind a professional liability program matters. This program is backed by a carrier rated A+ (Superior) by AM Best, the second-highest of AM Best's financial strength ratings. Coverage terms are governed solely by the issued policy.
A+ rated professional liability for firms up to 20 attorneys, nationwide. Start your quote in minutes.
