Errors and omissions coverage for health care practice, where regulatory complexity — Stark, Anti-Kickback, HIPAA, licensure — creates advisory exposure with significant client consequences. A+ rated paper, limits to $5M.
Each practice generates claims in characteristic ways. Coverage is evaluated against the exposures specific to the work.
Advice on Stark, the Anti-Kickback Statute, and HIPAA carries real exposure; an erroneous opinion can expose a client to penalties and enforcement.
Errors in licensure, credentialing, or scope-of-practice matters can interrupt a provider's ability to operate, with quantifiable damages.
Practice acquisitions, reimbursement structures, and payer contracts generate claims when a structure is later challenged or unwound.
Hypothetical, generic illustrations — not actual claims, and not a statement of coverage.
A client alleges reliance on an erroneous Stark or Anti-Kickback opinion led to enforcement exposure.
A licensure or credentialing error interrupts a provider's operations, prompting a claim over the resulting loss.
A practice transaction is later challenged, and the client alleges a structuring error.
Scenarios on this page are generic, hypothetical illustrations of the kinds of allegations that can arise in this practice. They are provided for educational purposes only. They are not descriptions of actual claims and are not a representation that any particular claim is, or would be, covered. Whether any claim is covered depends entirely on the facts and the terms, conditions, and exclusions of the issued policy.
Coverage for health care attorneys is written on paper rated A+ (Superior) by AM Best, with limits to $5 million and deductibles from $2,500. Defense-cost provisions vary by policy. Terms, conditions, and exclusions are governed by the issued policy.
Written on carrier paper rated A+ (Superior) by AM Best.
Available for firms of one to twenty attorneys.
Defense-cost provisions vary by the issued policy.
1-855-348-7475 for underwriting and service.
Health care practice is eligible under the program. Coverage addresses the regulatory- and transaction-driven exposures of health law.
Lawyers professional liability insurance — legal malpractice or errors and omissions coverage — responds to claims that an error, omission, or act of negligence in professional legal work caused a client financial harm. For health care attorneys, the exposures identified above determine the frequency and severity of claims. The policy responds to defense costs and to damages, subject to its terms.
Coverage is written claims-made and reported: it responds to claims first made during the policy period for work performed on or after the retroactive date. Prior acts and predecessor firm terms determine the treatment of prior work. Continuity of coverage should be maintained to avoid gaps.
Indemnity depends on the insurer's financial condition. This program is written on paper rated A+ (Superior) by AM Best. Coverage descriptions on this page are summaries qualified in their entirety by the issued policy, which governs.
Errors and omissions coverage for firms of up to 20 attorneys, nationwide. A+ rated paper.
